Frequently Asked Finance Questions

Common Automotive Buying Questions

Champion Chrysler Jeep Dodge Ram in Lansing, MI

Our finance team has over 40 years combined experience working with 30+ lenders to assist you during your vehicle purchase to ensure that you receive the highest quality of customer service. 

How does being self employed affect me?

    We work with all lenders that accept self employment income and/or have special programs for those you are self employed. 

What if you have had a previous bankruptcy or repossession? 

    We specialize in re-establishing credit after different credit issues occur. Our goal is to help you get back on finance track. 

What if I don't have money to put down?

    We do business with many lenders that have programs available that require no down payment. 

What if I am on social security of disability?

    We work with many lenders who are flexible with different income sources and accept fixed incomes.

How much income do I need to have?

    We work with lenders that have programs that do not have a minimum income requirement. 

Do you report to the major credit reporting agencies?

    We do business with lenders that report to each of the three major credit reporting agencies: Trans-union, Equifax and Experian.

What if this is my first time buying?

    We have great first buying programs that help you establish good credit for your future. 

What if my trade in amount due is more than it's worth?

    We have a great understanding of our lender programs which allows us to help navigate your way out of any equity position and     into another vehicle. 

How do I buy a car after bankruptcy?     

    We have found lenders that will work with you to re-establish your credit after a bankruptcy. Be on your way to financial freedom!